Arquivo Mensal:junho 2012

ByPr.Ramalho Medeiros

But the reigning effect was disbelief

But the reigning effect was disbelief. Moments of sheer incredulity in the two hour concert were nearly constant, and never more so than during the Astor Piazzolla composition, Oblivion. Ma playing Piazzolla is like Calder bending wire, or Paige throwing a fastball, or Child cooking Coq au Vin; he played the piece with every requisite drip of romanticism and then some.

“You learn from your failures.” The “ultimate idea” is a liquid fuel, he said. “But we’re keeping our options open, not locking into something.” It’s possible to improve one prototype while working on another version, Lewis said. “We improve as we go along the first cell phone wasn’t an iPhone.” he said.

With a Betty Boop decor and a bustling atmosphere, Stella’s has been packing in the customers since sisters Mary Martin, Betty Stellakis and Judy Stellakis opened it in 1999 (and moved to its current location in 2003). Stella’s bills its offerings as “hefty helpings of comfort food.” It’s popular for breakfast, of course, but the dinners, particularly the Italian specialties, also draw crowds. Try The Stella (an egg and cheese breakfast sandwich) or their version of the Fretta..

You also can substitute turkey cutlets for veal in some recipes. For instance, make a quick turkey marsala by sauting flour dredged cutlets in a small amount of olive oil, then set them aside on a plate tented with foil. Next brown some sliced mushrooms and chopped rosemary in the same pan and make a sauce by deglazing the pan with marsala wine and some chicken stock.

I am very worried about the fate of our hog farmers. Our pigs deserve the best and I am going to do my best to promote the little porkers and the importance of the pork industry. I am having my bright red Soltice sports car painted a beautiful pig pink.

Keep cutting taxes and how do we pay down the debt, let alone repair our crumbling infrastructure. We had the jobs in the early 1960s when the government was investing in things like the interstate highway system. Reagan’s trickle down in the ’80s Wholesale football Jerseys resulted in a loss of jobs.

The ISO containers have a capacity of about 11,000 gallons of LNG, meaning each container can carry about 908,000 cubic feet of natural gas. If the rail supply were to match the6 billion cubic feet per yearprojected output of the now scrapped North Slope processing plant, it would take a little more than 18 ISO containers per day to supply the Interior. Two ISO containers can fit on one rail car, O’Leary said.

ByPr.Ramalho Medeiros

In fact

steelmakers look to purdue cal for innovation

In fact, the response to treatment is a good way to confirm the diagnosis. As soon as the needle is out of her neck and the halter is released, the cow with milk fever will jump up hastily and walk away. And such was the case with this cow. However, when my wife returned home shortly after I finished my Meals on Wheels deliveries, she told me that our former son in law was stopping by later to fix the mower. So, I pulled the mower from the trunk, letting it drop to the cheap nfl jerseys ground with a loud thud. On a whim, I decided to give the mower one more pull.

DiMaggio himself made lots of money, of course. But then he was cheap, Cramer writes, the kind of cheap that, as he is being presented with a free Cadillac, asks if the tank is full, and means it! And he was mean to fans, cold to his children, and cruel to his wives. He beat Marilyn twice.

Operated as wholesale jerseys cheap part of the nonprofit Wolfe Neck Farm, the campground boasts 130 oceanfront, wooded and field campsites plus three rustic camping cottages. Family friendly amenities include bicycle, canoe and kayak rentals and hiking on three miles of trails. Hayrides and lobster and clam bakes are popular here in high summer.

“(Traders) are looking at 2014 and thinking, what is the investment thesis, what do we feel good about, what’s going to be different next year. That’s what we’re doing,” said Kash Pashootan, portfolio manager at First Avenue Advisory in Ottawa, a Raymond James company, who added that 2014 looks challenging for the TSX. Outperforming Canada.

Shen says the dearth of retail stores and the limited product selection available at brick and mortar stores have motivated Chinese shoppers to go online. On the Internet, not only will they find a greater variety of products, but also goods tend to have lower prices. As consumers flock to these sites, entrepreneurs are springing up to cater to them.

No mass transit will work, until the resolution of these issues are part of the plan.on 2/6/10 at 9:59The star and other forms of commuter service won’t work here because we don’t have the voluem of people working downtown to support it.At least with buses if a route don’t work you can move them with rail you can’t and its like a welfare program once you have it you cannot take it away no matter how much money you lose operating it.Private companies should be involved to cut costs. Service without the cost to the taxpayers are the best kind.This county is to big with the DT area to small to support your pipe dreams with the pipes made from pure gold. No matter how many routes you put in people won’t use it because where they want to go there is no service.The Star should have been a lesson learned loud and clear.

ByPr.Ramalho Medeiros

Mosquito repellent clothing put to test

Mosquito repellent clothing put to test

SAN ANTONIO Manufacturers of special permethrin treated clothing promise it will protect you from mosquitoes. Permethrin is a chemical insecticide approved by the Environmental Protection Agency against a wide range of insects, everything from ticks to mosquitoes. Bean and ExOfficio say their shirts will repel mosquitoes and other bugs for up to 70 washings. The shirts don come cheap, costing more than $70.

Consumer Reports tested to see how well the shirts prevent mosquito bites, both when new and after being washed 25 times. Volunteers put their arms into cages with 200 mosquitoes. The permethrin treated clothing did stun or kill many mosquitoes that landed, but none was foolproof in preventing mosquito bites. Bean shirt, but after the shirt had been washed, Aedes mosquitoes which can carry cheap jerseys the Zika virus bit three out of four testers. With the ExOfficio shirts, both new and washed, all four testers received bites from the Aedes mosquitoes as well as Culex mosquitoes, which can carry the West Nile virus.

Consumer Reports contacted the companies that make the permethrin treatment, Burlington and Insect Shield. Both cited formal studies and field testing data to underscore the effectiveness of their products. And a government expert says the clothing can reduce the number of mosquitoes right around you.

There is another way protect yourself, according to the Centers for Disease Control and Prevention. Any repellent that works on your skin should work for just as long when applied to clothing.

Consumer Reports tried the same test with a regular shirt sprayed with a 30 percent DEET insect repellent. None of the volunteers were bitten. If you do try this, Consumer Reports advises spraying your clothes before you put them on and waiting until they completely dry.

ByPr.Ramalho Medeiros

Most Affordable Golf Courses In Chicago CBS Chicago

Most Affordable Golf Courses In Chicago CBS Chicago

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The Robert Black course has been called Chicago gem and the few golfers that do play there would like to keep it to themselves. With low prices and a friendly staff, the small nine hole course is appropriate for golf novices or for those enthusiasts who want to keep their practice up on the cheaper side or even those who just want to play on occasion. There are some challenging holes, however, so the course can be fun for a group outing or league play. Situated right in Rogers Park, you don even need to leave the city limits.

Indian Boundary is an 18 hole course with enough challenges to keep experienced golfers busy, but not impossible for a novice. In addition to being affordable, the course is scenic and teeming with wildlife in the wooded borders. Although it is one of the Forest Preserve most popular courses, it is rarely crowded on the weekdays, which is also when the best deals can be had. On the weekends, be prepared to wait a bit longer. Marovitz Golf Course

Go to the Sydney R. Marovitz course for a long game with great views. The course is nine holes but incredibly popular on weekends, so it may take three hours to play. The fairways, sandtraps and greens are well maintained for the amount of use the course gets and, as expected, the views are spectacular. Views of the skyline dominate as you play and views of Lake Michigan are paramount as you finish your game. Use your CPDG Player Advantage Card to save money when you play at any Chicago Park District course.

Related:Best Chicagoland Golf Stores

If you a discount hunter, the Chick Evans course may be the one for you as it often offerscoupons. It an easy drive from the city and the staff is friendly and helpful, aware of any course idiosyncrasies and willing to advise golfers. The course is 18 holes long with each hole presenting its own challenge, including the fact that the Chicago River cuts through the middle of the course. The course is a shorter one for 18 holes at 5,691 yards, but there is an option to play only nine holes if that is your preference.

The Jackson Park Golf Course is ideal for planning a relaxing time with a group of friends. It is a wide open and well maintained course with reasonable prices right off of Lake Shore Drive. The 18 hole course can be slow playing on the weekends, but there is a beverage cart available on the course to alleviate any boredom. Golf cart rentals are available as well. The course has a few challenging bunkers but is still accessible to novice players. It is a good place to go in the city to work on your game or just to play hooky from work.

Related: Best Mini Golf Courses In Chicago

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ByPr.Ramalho Medeiros

mortgage rates in the basement

mortgage rates in the basement

mortgage rates. Economists, however, are pointing cheap jerseys to a powerful though indirect correlation between these seemingly disparate events. Treasurys, which most investors consider to be safe havens. As the popularity of such safe investments surges, Treasury yields plunge. government bond at midday Friday is yielding around 1.54 percent, up a tick after falling further earlier in the day to near a five year low.

Mortgage rates are tumbling as a result and now are levels not seen since 2013, with a 30 year fixed rate loan averaging 3.61 percent, just 11 basis points above its record low of 3.51 percent set in December 2012.

“Mortgage shoppers are often beneficiaries of market volatility and uncertainty,” said McBride. as central bankers around the world likely will keep interest rates low amid the resulting economic upheavals. Federal Reserve decided to keep interest rates unchanged at its June meeting, and Chair Janet Yellen has indicated that she’s not sure when the next hike will come.

That means home borrowers will continue to be find mortgages at rates below 4 percent for the foreseeable future, according to experts. mortgage rates have been at or near record lows for years, but the Brexit influence might “get a few more potential buyers that have been sitting on the fence back into the market.”

More homeowners also may refinance to take advantage of the cheap borrowing costs, a move that Bankrate’s McBride advises homeowners to consider if they can reduce their rates by a half to three quarters of a percent. housing market continues to strengthen.

The closely watched S Home Price Index rose 5 percent in April, the latest data that’s available, and cities such as San Francisco, Portland, Oregon, and Charlotte, North Carolina, have topped the highs that they saw during the housing boom. Most economists, though, don’t see signs of a new bubble emerging because credit standards have been tightened in the years since the real estate market collapsed.

“It’s not possible [for people] to borrow way beyond their capacity for repayment like they could during the bubble,” McBride said.

ByPr.Ramalho Medeiros

Mortgage rates near record low

Mortgage rates near record low

Turmoil in the stock market and the European debt crisis are making life easier for American homebuyers and families looking to refinance: Mortgage rates are inching closer to a record low.

The window of opportunity may close soon. Home loan rates will rise if investors grow more confident and shift money out of the safety of government bonds, which influence mortgage rates.

For now, though, rates are tantalizingly cheap jerseys low. The average 30 year fixed rate loan sank to 4.78 percent this week, the lowest this year and barely above the record of 4.71 percent set in December. And 15 year loans are at their lowest rates in two decades.

Some homeowners are doing just that. Applications to refinance surged this week to the highest level in seven months, the Mortgage Bankers Association said.

Anxiety over the European crisis has caused global investors to snap up Treasury bonds, which they view as much safer than other investments. Treasury yields have fallen as a result, taking mortgage rates down, too.

When the crisis eases, and especially if the American economy recovery stays on track, expect investors to move out of bonds and back into stocks. That would make mortgages more expensive.

“If the economy finally really shows sustained improvement, rates are definitely going to go up,” said Fred Chamberlin, a consultant with Alpine Mortgage Planning in Eugene, Ore.

He suggests that homeowners looking to refinance move fast and not hold out for even lower rates.

Refinancing isn’t right for everyone who qualifies. It typically costs several thousand dollars in fees. Experts suggest calculating how long it will take to recover those fees with the lower loan rate.

As cheap as mortgages are these days, the number of loans being taken out to buy homes remains at its lowest point in more than 13 years. One reason is that a special tax credit for homebuyers expired last month. Many people had rushed to sign contracts by then.

Another obstacle: trouble qualifying for a mortgage. Borrowers need solid credit and a down payment of at least 3.5 percent. Banks tightened lending standards after millions of borrowers fell into default and foreclosure during the housing bust.

“They’re really looking with a magnifying glass,” said Steve Mevorah, a loan officer with Icon Mortgage Inc. in Las Vegas. “They’re trying to make sure that they are flawless loans.”

Analysts had expected mortgage rates to rise when the government ended a program designed to bolster the housing market. Instead, they fell because of fears that Greece would default on its debt.

Also keeping rates low is the government’s decision last year to provide unlimited support through 2012 for Freddie Mac and Fannie Mae, which buy mortgages and package them into securities and help keep rates low.

Investors “are very comfortable with the guarantee that is in place,” notes Credit Suisse mortgage strategist Mahesh Swaminathan. “That, for all practical purposes, is very strong government support.”

Since the financial crisis ended, mortgages of all types have become more affordable from the 30 year fixed to adjustable varieties.

The premium that borrowers pay to take out “jumbo” loans for more expensive homes has dropped by a full percentage point since late 2008, to just 0.8 percent, for instance.

ByPr.Ramalho Medeiros

Mortgages hit low

Mortgages hit low

WASHINGTON The average rate on a 15 year fixed mortgage has fallen to a record low, leading to an increase in refinancing applications. But cheaper loans are unlikely to lift the struggling housing market or boost the weak economy.

The rate on the 15 year loan, a popular refinancing option, dropped to 3.54 percent this week from 3.66 percent last week, Freddie Mac said Thursday. That’s the lowest since the mortgage buyer began tracking it in 1991. Analysts say they believe it is lowest rate of all time.

Mortgage rates tend to track the yield on the 10 year Treasury note. economy has led many investors to shift money from stocks to bonds, which are seen as safer bets. That has pushed Treasury yields to their lowest level this year. Bond yields fall as demand increases.

Low mortgage rates and depressed home prices have had little impact on home sales.

Sales of previously occupied homes fell in June for a third straight month to a seasonally adjusted 4.77 million. The pace is lagging behind the 4.91 million homes sold last year the fewest since 1997.

New home sales also declined in June and are trailing last year’s sales, which were the worst on records dating back nearly half a century. economist with IHS Global Insight.

Refinance applications increased at the end of July, the Mortgage Bankers Association said Wednesday. But activity remains almost 30 percent below last year’s level, the MBA said.

Mortgage rates have been near historically low levels for almost two years. Last year, the average rate on the 30 year loan fell to 4.17 percent the lowest level in four decades. The 15 year fixed loan dropped to 3.57 percent, a previous record low.

A higher number of refinancing applications is unlikely to have much economic impact. Many people have little or no equity in their homes. So they are not pulling money out when they refinance for home improvement projects or other big expenditures.

Also, those who switch from 30 year loans to 15 year mortgages might face higher monthly payments, especially if they are shortening the length of their loan by a large amount.

“From a macroeconomic point of view, I don’t think it’s very important because the eligible pool is not that big compared to the size of the economy,” Newport said.

To calculate average mortgage rates, Freddie Mac collects rates from lenders across the country on Monday through Wednesday of each week.

The average rate on a five year adjustable rate mortgage fell to 3.18 percent, its lowest level on records that go back to January 2005. Last week’s reading of 3.25 percent also was a record low.

The average rate for one year adjustable rate cheap jerseys loans rose to 3.02 percent from 2.95 percent last week. Last week’s average rate matched the record low set two weeks earlier on records dating back to 1984.

The rates do not include extra fees known as points. One point is equal to 1 percent of the total loan amount.

The average fees for the 30 year and 15 year fixed loans and the 5 year adjustable loan were unchanged at 0.8 point, 0.7 point and 0.6 point, respectively. The average fee for the one year ARM fell to 0.5 point from 0.6 point last week.